Reining In Your Medical Debt
As health care costs continue to rise, more and more Americans are struggling to pay their medical bills on time and in full. In the past, a trip to the emergency room caused financial distress. Today, there are more health care expenses that can create problems. The high cost of prescription medicine, ongoing medical treatments or surgery can erase savings.
At Schneller & Lomenick, P.A., we are here to help you get out from under your medical debt*. You should not have to choose between taking care of your health and providing for your family. With our assistance, you can rein in your debt and focus on your future.
Steps You Can Take To Reduce What You Owe
Your medical debt may leave you feeling out of control and overwhelmed. In the short term, it may be easier for you to ignore the bills and hope they disappear on their own. They won’t.
Taking steps today to reduce what you owe and regain control over your finances:
- Contact your insurance provider to learn more about your coverage. It’s possible that your insurance provider made a mistake when denying payment for a procedure or prescription medicine. Have your bill on hand when you speak with an insurance representative so that you can provide specific information about your claim.
- Contact the health care provider and ask for an itemized bill that contains medical codes and their charges. Your bill may be unnecessarily high due to coding errors. There are online resources available that can help you decipher these medical codes and identify average charges for procedures.
- Discuss your payment options with your health care provider. You may be able to negotiate for a lower rate or create a payment plan that reduces monthly payments.
Leaving medical bills unopened and dodging calls from your insurer will not solve the problem. Speaking to your insurance or health care provider is a powerful first step that can help you tackle your debt.
Do You Need An Advocate By Your Side? Contact Us.
If you are still struggling with your expenses after contacting these parties, contact Schneller & Lomenick, P.A. Our bankruptcy attorneys can help you get the second chance you deserve. We will assess your debt situation honestly and give you a straightforward assessment of your options. If you are able to discharge your debt through bankruptcy, we will guide you through the process.
Call 662-278-0584 or email a lawyer at our Holly Springs or Olive Branch office today.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.